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Originally Posted by tallyho8 I disagree. Using fraudulent means to try to recover your money, that may or may not have been obtained by fraudulent methods, is not the way to go.
First, wait for your "proof". This will determine whether or not they used fraudulent methods or whether you made an accidental error by agreeing to it without reading all the fine print somewhere.
All credit card companies usually have the instruments in place for you to receive a refund in the event of fraud. You can not claim your card was stolen with a clear conscience and especially not if you made any legitimate purchases with it after the date of this infraction. |
How is this fradulent? He said he did not authorize this charge, so therfore his credit card information must have been comprimised. Calling and reporting the card lost/stolen(card information stolen...) will halt any further charges on that card. This is a perfectly legitimate thing to do, and is suggested by every card company I have ever had dealings with, if you suspect/as soon as you detect, that your card information is out there and no longer under your control.
Now when the "proof" arrives, you will need to determine if you indeed unintentionally signed up for this service. If so, get it cacelled. This can probably be accomplished over the phone with that service provider. If you owe them any further money, they will bill you for it. If it was a legitimate charge though, you should have received an invoice in some fashion, either as an E-mail or via snail male. I have done quite a lot of business online over the past few years, and I have yet to NOT receive an invoice when I have billed services to my creditcards. Even my autopay activity results in a monthly E-mail reminding me that my card #xxx will be billed for X ammount on a particular date.
If the "proof" is bogus, file a police report and contact your credit card company with this information. But with the card number now invalid, they at least won't be charging any further on your account.