[chh]

My tractors and heavy equipment are all covered under my ranch owners policy. Also covers my house and barns as a homeowner and liablity as a property owner. When my father had the property he did not live on it the last few years. The ranch policy covered his house in town even though it wasn't on the ranch. The ranch/farm policy is cheaper than a straight homeowners policy thru the company I use. American Farmers and Ranchers Ins. Co. Their automobile policy is better than anybody else's I've priced too.