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Originally Posted by cperky
I posted this in a similar thread on this site but here is what I have to ad:
I have insurance w Farm Bureau (farm policy). I recently purchased a tractor and went to add tractor to my farm policy. While talking to the agent I learned that the minute I put the tractor on the trailer I lose any coverage for damage to the tractor. I would have liability coverage via my auto policy (farm bureau auto) with trailer rider but NO DAMAGES COVERED FOR TRACTOR IN CASE OF ACCIDENT WHILE IN TRANSIT. If I am driving the tractor down the road and have an accident I would be covered just not on a trailer like cargo. I found a State Auto agent in the area that carried a commercial equipment policy for about the same price as the Farm Bureau policy but I am covered for damages even in transport. This way when I take my tractor somewhere for service and heaven forbid have an accident I dont have to eat the cost of my tractor.
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Cperky,
I just sent an email to my Farm Bureau agent asking for clarification on my tractor riding on my trailer that are both on the same Farm Bureau policy.
Thanks for the heads up.
hugs, Brandi