Re: Newbie... Please help
IMO your comparing apples to oranges. Not just the size of the tractor.
Your comparing 4x4 with loader to 2wd with no loader.
The loaders are nice, but if you don't need one and you dont need 4x4, get a quote on the 3400 without those.
I agree with the other posters that if your primary function is cutting, the larger HP is a big plus. However, If you do get a loader, get 4x4. All the lifting capacity in the world wont do any good if you cant keep enough weight over the rear tires to go anywhere. And Kubotas are about the lightest tractors for there size that you can buy. I have a 3400, with a full bucket, loaded tires, and a 5' bush hog on the back it is difficult to back up the sight grade in my driveway in 2wd. Stopping distance is also greatly reduced in 2wd.
IMO if you don't want the loader, get the MX5100. If you would like a loader and 4x4, another option to look at is the 4400. Much more tractor than the 3400 for not much more coin. Not quite as big as the 5100 but it will still pull a 6' cutter. I wished I had know about this site before I bought my 3400, cause I probabally would have gotten the 4400.
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