[unreconstructed]

Definitely you are between a rock and a hard place.

I tell folks I don't loan out anything and I don't borrow anything. But immediate family poses some additional problems.

I have loaned out my trailer twice. The first it came back with one of the fenders bent back almost against the tire. The second time to a different guy who bought me a bunch of new flooring for the trailer to repay my kindness. You just never know.