[BigE_]

My score is around 805, the wife's is around 815. She hasn't held a job in 9 years. But, she does spend a lot more money than I do, which in some insane world (ours) is probably what raises her credit score.

I've heard it said that the people who are really good with their money have a credit score of zero, meaning that they never borrow anything. Of course, those people are few and far between. Someday I hope to be one of them....

Myself, I go without rather than going into debt, with the exception of my house. I drove a $600 truck and a $1000 car for years before I saved up enough to buy nicer vehicles, and I spent 5 years saving up to buy a good tractor, doing everything by hand before that, or using my cheap tractor.

I know some of you actually need a nice tractor or truck to do your jobs, and I'm very thankful I could do without nice things until I could afford them.