[Chuck52]

Just hanging onto a card you don't use can be dangerous, too. I quit using a card, but never called to cancel it. After a while I quit getting any mailings from the company, until about five years after I tore up the physical card some guy in Florida used that account to get the maximum cash withdrawal, about 5K as I recall. The card company called me up, but they didn't hassle me about it at all, accepted my word that I didn't use the card, and told me the account would be closed. I've had one active card account scammed, too, and again it didn't cost me anything.....at least not directly. We all pay for the money the card companies lose to scams, one way or another.

Chuck