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Originally Posted by Bird  I called to cancel a credit card this past year simply because it had only been used once in the past 5 years and that was just to see it would be accepted (it was). But the first person transferred me to another lady who did everything she could think of to try to get me to not close the account. In fact, I had to show a bit of anger to ever get her to agree to close the account. It's a weird business. |
Yes it is... the best way to get credit is to prove you don't need or want it.
I grew up in and around the car business and lenders would just about bend over backwards in an effort to get someone paying cash to take out a loan...
This was back in the 70's and 80's when loans were a bit harder to get.