I have a couple of ag tractors. A JD A 38
pto and a modern Zetor.
Go beyond the price of the tractor and include all costs: fuel, regular maintenance, repair parts ex: clutch,
hyd cylinders, cab glass, parts availability ~ downtime, Dealer support (I called 3-4 local new tractor buyers from the dealer list.)
Add depreciation cost if you tend to get bored with stuff and climb on the upgrade treadmill. This is more than a book keeping entry here - think in terms of opportunity value. Is $20K extra special paint parked in the shed worth more than $20K in GE stock that has more than doubled to over $40K the last several months?
Keep in mind the tractor is just a tractor. Attachments get the work done. The dealer and I included forks, snow bucket, grapple/rock bucket, the 7' dirt bucket came with the loader. Have not needed additional loader stuff. 3pt and drawbar is another story.
Paper spec wise my search narrowed to a JD then local dealer had a low hour trade in that I drove. Took it thru the ditch slopes, back up to implements, etc. My "perfect" tractor was way to narrow, tippy and lightweight!!
There is a lot of options out there. The old A was here so I took about 2 yrs to get it's addition.
Pix of $200 8' snow bucket and $500 blower.