TWR and JayC - I looked into the Kioti connection some more. I did not realize they had been selling in the US since 1986. Also, the US HQ for Kioti is about 20 minutes from where I live. Both make me feel a little better about the CT440.
Rwolf Good point. I looked at the 5Es and they were close to $25K here which is out of my price range. It is a nice tractor but I have a hard stop at $22K on my funds. The 4105 was right at $22K and the CT440 is $19K - both after tax. The main difference in price is the free
FEL for the CT440.
Ken45101 - My land is pretty undulating with some sharp drop offs so I am afraid a finishing mower might get beat up too much. I do have a finishing mower for my yard which I forgot to mention as one of the uses for the tractor.
All, thanks for the replies. This is good information and is helping me with my decision.