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  1. #11
    Veteran Member
    Join Date
    Oct 2001
    Posts
    2,219
    Location
    Montana (Near Bozeman)
    Tractor
    Former Owner PowerTrac 425 (September 2003)

    Default Re: Buying insurance

    Interesting, I thought that is what a person buys a rider for.
    Paul

  2. #12
    Gold Member shade2u2's Avatar
    Join Date
    Jun 2000
    Posts
    390
    Location
    Ohio
    Tractor
    NH TC33D

    Default Re: Buying insurance

    I also have an inland marine policy that covers everything in addtion to the general liability of my home owners. If I remember right, it was around $100 per year...
    Maybe if I drive it across Lake Erie, it would be covered also... [img]/w3tcompact/icons/laugh.gif[/img]

  3. #13
    Platinum Member
    Join Date
    Apr 2002
    Posts
    632
    Location
    Indiana
    Tractor
    New BX2200 4-3-02 (traded 6-08) new B2620 06-08

    Default Re: Buying insurance

    Well, This was a surprise. My State farm Agent said the Homeowners would cover for theft and liability but I could get a rider policy. Geez, only 2.75 per 100.00 just like someone else said. After reading this discussion I am going to call him tomorrow and ask about the Inland Marine thing like someone else mentioned........ This just reinforces my feelings.... Insurance Companies have a license to steal. But, what the **** do you do without it? It's a catch 22......

    Tom

  4. #14

    Join Date
    May 2001
    Posts
    433
    Location
    Canton, Texas
    Tractor
    Deere 5520 MFWD

    Default Re: Buying insurance

    I have insurance through the Texas Farm Bureau and for about 42k in equipment, I think that it runs about $60.00 per year. I do not know if there are similar organizations in your areas, but I think that this rate is pretty hard to beat. I will call my agent tomorrow and find out who underwrites the policy, and see if they are national or just regional.

  5. #15
    Bronze Member
    Join Date
    Apr 2002
    Posts
    77
    Location
    Star, Idaho
    Tractor
    Kioti CK35 HST

    Default Re: Buying insurance

    If you use your tractor, especially with a backhoe, for hire would you need special "dig" insurance in case you hit a utility service?

  6. #16
    Gold Member
    Join Date
    Apr 2001
    Posts
    404
    Location
    Southeastern Mass
    Tractor
    New Holland 1920

    Default Re: Buying insurance

    Frosty, I looked into commercial insurance for my NH 1920 and was told I could get a landscape policy for $350-400, when I mentioned the backhoe the estimate was between $1500-2000.

    Bill C

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