Hi, this is my first post and I need help deciding on a new tractor. First I have zero exp with tractors. I bought a house and 8.5 acres last year. I will use the tractor to cut a 4 acree field, mow one fairly steep hill with a pond at the bottom right in the center, and clear some brush around the place. I have decided I definitely want a loader with the tractor, just seems too handy to not have and I could find many uses for it. I have looked at a lot of tractors on the internet new and used. Tomorrow I am going to browse a couple of local farm machinery places. From researching on the internet I like the Mahindras if I were to go with a new tractor but there are not any close dealers in case of problems. Closest is like 50-60 miles away. What hp would you recommend and would a 4wd be necessary for the hill? I will have to do a lot of crossways mowing on it because of the pond. I mow it now with my Poulan 22hp 54 inch cut garden tractor/lawn mower and it is about half dangerous in spots. Sorry this is so long and thanks for any suggestions.