Thanks for the info guys. The one I am looking at is a DS4510. How would I know if it is a HST? They are offering me the tractor, loader, shreader, box blade, and hay spear for 23395.00 with a 2500.00 rebate and 500.00 down. That would put me at 20395.00 with 364.00 x 72 months. I like that deal but was wanting to know if I should go with more horsepower? The DK55, but they quoted me a price of 27600.00 for the tractor and loader. If I take the package which includes a heavy duty shreader, box blade and bale spear it would come to 29, something. Can't remember cause I was shocked. I am thinking whatever I buy it will be a Kioti or Mahindra those are the only ones I can afford at this time. The Mahindra they offered me a 5530 2wd for 21,911.00 zero down and 278.00 x 72 months. That package would include tractor, loader, heavy duty shreader, and hay spear. They said the 4wd would probably put me at 25,000.00 for the tractor and loader alone, but that the Kioti would be much better for the price. What do you all think? If I want this prices I would have to sign by the end of June. Thanks in advance.