Taking into account input from several sources, I decided on the kubota 3130HST. Members' comments were very helpful. In the end, as some suggested, it did come down to personal impressions of the dealership and features that are a matter of personal preference. FYI: Kubota 3130HST, with FEL, Rhino bush hog, and box blade = $18.6K. (0.00% financing for 36 months didn't hurt). Thank you to all who provided input.