The people i got the quote from are good people as far as I can see. No pushy salesmen hovering over you and babbeling in your ear. He gave me his bottom line right off the bat. He is not the closest one to me. He is third closest. (3 hours away). The second closest didn't reply to my email (2.5 Hours) and the first closest (1 hour away) quoted $9,000.oo higher than this guy.
The way I see it, I need a new snow blower. I am working my 24" Simplicity to death and freezing my but off doing it. My old Farmall C hasn't run in 7 years and I have no desire to fix it right now. My back and shoulders cannot take shoveling my army trailer full of dirt. So why not kill 2 birds with one stone? Sure it is 32G's but I am still working and intend to until my health dictates that I cannot any more. I've got two pensions that are enough to make the payments and two more pensions (like 401k's) that are extra cash to throw at the principle every 6 months. I can amortise it over ten years to keep the payments low and still pay for it in 5/6.
I did that with my house and it is paid for and I don't have to put it up as collateral.