Thanks for all the advice. Well, I received a call from the owner of the 4410... He said he was doing some maintenance and now he couldn't get the tractor running for some reason. He said he was going to call me when it was up and running. After I talked to him I happened to drive by a Massey dealer near my house and saw a used 4320 out front! I did a quick U turn and checked it out. It has just over 200 hours on it. It's an E Hydro with CX loader and 448 backhoe. It also has a set of forks. All I would need is a finish mower... The dealer said it had one owner who traded it in. He wants 25k firm. What do you guys think? After that I went down to the Deere dealership and got a quote on a 3520 with 72 in belly mower, 448 BH and CX loader. Quote came in at 42k... Ouch... I'm sure I can get him down a little and can do the 60 months 0 percent but do I want to.... What do you guys think??