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  1. #1
    New Member
    Join Date
    Jul 2012
    Posts
    9
    Location
    Union Springs, Alabama
    Tractor
    Mahindra 5530

    Default Farm tractor insurance

    Where can I buy insurance for my farm tractor? I don't want to move my auto, home, etc to a new company. Thanks.

  2. #2
    Gold Member
    Join Date
    Sep 2007
    Posts
    346
    Location
    Northeast Ohio
    Tractor
    JD 5105, IH-Case 255, JD 3038E

    Default Re: Farm tractor insurance

    Have you checked with your current insurance company to see if you can get a rider on your existing homeowner's policy? Many have that option. Depends what you use it for and if you do any custom work for others. There are several threads about insurance on TBN, do a search and you will have plenty of reading for awhile. Good luck.

  3. #3
    Platinum Member kneedeep's Avatar
    Join Date
    Apr 2012
    Posts
    778
    Location
    Central AL & MS Delta
    Tractor
    Mahindra 3510 and Mahindra 5500 4WD

    Default Re: Farm tractor insurance

    Got mine from my In.s company- State farm, when I bought new and financed it requiring full coverage. It was under a marine policy and cost $90/year. kept it for years after paying off as it is not where I live.
    PROUD AIR FORCE DAD


  4. #4
    Super Star Member dave1949's Avatar
    Join Date
    Apr 2009
    Posts
    10,857
    Location
    Industry, Maine
    Tractor
    New Holland TC40

    Default Re: Farm tractor insurance

    If your tractor is not for commercial use and stays on your property, it may be covered under your home owner's policy. Tractors are insured under "inland marine" policies, funny name, but that is what you would be shopping for.
    "Those were the days my friend, we thought they'd never end ..."
    When there is a huge solar energy spill, it is called a "nice day"!

  5. #5
    Veteran Member MHarryE's Avatar
    Join Date
    Feb 2009
    Posts
    1,474
    Location
    Northeastern Minnesota
    Tractor
    JD 7720; Kubota M135GX, NH TS115A; JD 6230; Kubota L5740

    Default

    I first put mine under my homeowners policy but then discovered that it wasn't covered once it left my home property as our farm is a separate entity so we created another farm of basically the 40 my home sits on which then also covers all the equipment in my personal account over the rest of our 3,000 owned and rented acreage. In fact it covers up to 200 miles from home but even then it doesn't cover me at my farm in Missouri, 700 miles from home base, where my mini-excavator spends its winters.
    JD7720; KubotaM135GX; NH TS115A; JD6230; KubotaL5740

  6. #6
    New Member
    Join Date
    Jun 2012
    Posts
    22
    Location
    Fall Branch TN
    Tractor
    None

    Default Re: Farm tractor insurance

    I have my equipment covered under a marine policy also. I called up the lady who handles all my vehicles and my house and told her I wanted to cover a tractor. I had the choice of a home owners rider or the marine policy. The home owners rider was a little cheaper, but would not cover me once left the property. The marine policy covers the tractor everywhere, even if I let my brother take it to his place.

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