Good stuff- I will be sitting down with my dealer Monday discussing all this. Thanks for the education, pictures, and good reviews. I think this makes sense. Interesting wrinkle to the story, a wholesaler (good guy) says he has a 6040 with 4WD/loader/cab coming in with reasonable hours in about a week. I might have to see it before pulling the trigger- either way, I'm sure excited about a new toy! This is such a great forum. Thanks again for all your help! Sam