In order to get comfortable in paying what it will cost, start by checking Tractorhouse for what others are asking. Then, if the Kioti seems like a good tractor, scratches aside, and it is what you want, buy it. The idea is to own the tractor you want, not scrimp and save every possible dollar just to get something less than ideal. Money is just a tool, but a tractor is a TOOL!
I am a Kubota guy, but I have certainly read fine things about Kiotls over the years. Paul Short, a Canadian who has lots of followers both here, on Youtube and other machinery sites, and who owns two Kubotas, has basically said that he could be happy with a Kioti, and in fact might have owned one had the dealer stock been available. He gives the impression of knowing what he is talking about. I don't have to deal with tier 4 stuff, but maybe it isn't the end of the world, as some would think.
Of course, if you buy it, hopefully for a price you like more, you will post lots of photos!