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  1. #1

    Join Date
    Aug 2003
    Posts
    23
    Location
    Upstate, NY

    Default Century financing

    Does Century have any plans to come out with 0% financing in the near future? I am really impressed with the specs on the 2535 and would consider purchasing one if they had better financing.

  2. #2
    Elite Member
    Join Date
    Sep 2002
    Posts
    3,003
    Location
    Red Bluff, CA
    Tractor
    Changes often!

    Default Re: Century financing

    Branson has 0% right now for 24 months, 2.99% for 36 months and so on. I'm not sure about Century. Chipperman can chip in and let us know.

  3. #3
    Platinum Member
    Join Date
    Sep 2002
    Posts
    587
    Location
    East Lyme, CT

    Default Re: Century financing

    Hello
    We already have it. 0% for 12 months up to 6.5% for 60 months or Cash back. What made you think they did not have "better" finacing?
    Chipperman

  4. #4
    Gold Member
    Join Date
    Oct 2000
    Posts
    482
    Location
    Connecticut

    Default Re: Century financing

    I believe that Century also just came out with 72 months in the mid 6's

  5. #5

    Join Date
    Aug 2003
    Posts
    23
    Location
    Upstate, NY

    Default Re: Century financing

    By "better" I meant 0% for 3yrs. The big three have it, and so does Kioti. Not to mention they also offer much better rates on the 48 and 60 month terms. That is what I was wondering.

    I dont have a Branson dealer within 500 miles of me so I guess they are not an option.

  6. #6
    Platinum Member
    Join Date
    Sep 2002
    Posts
    587
    Location
    East Lyme, CT

    Default Re: Century financing

    Racer
    Is the interest rate so important or the amount of the actual payment? There is no magic. If someone is offering low (or lower) rate financing somewhere it has to be figured into the price. Some mfg offer cash back if you do not use the financing some donít. I think when comparing tractors and their monthly payments you will find Century to be very attractive. As for Branson, again when comparing actual payments I think you will find Century to be very competitive regardless of rate.

    .
    Chipperman

    PS: Right now Century has 0% for 12 month up to 6.5% for 72 months

  7. #7
    Veteran Member
    Join Date
    Jul 2003
    Posts
    2,251
    Location
    upper central Connecticut
    Tractor
    case dx45 cab

    Default Re: Century financing

    You hit it right on the nose. For most, me included, it is the amount of the monthly payment that distates a buy or not, regardless of the interest on that payment.

  8. #8

    Join Date
    Aug 2003
    Posts
    23
    Location
    Upstate, NY

    Default Re: Century financing

    Chipperman that is not a simple question. I would be willing to pay a bit more monthly if I could get 0%. I would much rather not have to pay interest whenever possible. The montly payment is important, but being able to use the companys money for free is also very attractive.

    If 0% is factored into price, then how does Kioti offer 0/36 and still keep the price of their units so low?

  9. #9
    Veteran Member EFC's Avatar
    Join Date
    Dec 2001
    Posts
    1,149
    Location
    Richland, Washington
    Tractor
    Enough

    Default Re: Century financing

    It is always factored into the price. Money is never free.

  10. #10

    Join Date
    Aug 2003
    Posts
    23
    Location
    Upstate, NY

    Default Re: Century financing

    If its "Factored" into the price at 0% then how does Kioti give such good deals and still offer 0%/36months? Will the companies that have 0% give back the "Factored in" dollars in lue of a cash payment?

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