My 790 only has a couple hundred hours on it...I do hear that "grunching" sound one hears with glazed disk brake pads on occasion, so your brakes may be fine. But it'll pay you to check them out or have the dealer do the work.
With 9 years on the tractor, it may be time for new brake shoes. The 790 has dry brakes on the rear axle only. The shoes may have a glaze on them (which can sound like grinding), but at that tractor's age (especially if it has 500 hours or so), it's probably best to pull the axles (790's brakes are inboard, by the differential) and take a look.
Before you do this, contact your dealer's service department and find out if there's an inspection port so you can see the brake shoe thickness before doing any disassembly. If you have a manual (I do, but it's on another computer), check that out first to see if there is an inspection port.
Since you don't know how the previous owner operated the tractor (he may have been riding the brakes continously), it's better to check them out soon.