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  1. #1
    Member
    Join Date
    Sep 2008
    Posts
    28
    Location
    Casper, WY
    Tractor
    JD 3520 w/Cab

    Default Used 3320 vs. New 3520

    Hey guys, I know this question has been asked before, but I am hoping for some advise. I am currently an open station red tractor owner looking to switch to a Green Cab Model. My main uses for the tractor are snow removal, road maintenance, Brush hog mowing (6 acres a couple times a year) and loader work. My main question is it worth the extra $10,000 for a new 3520 over a very nice used 3320 with 400 hours. I thought the 3320 was new when I first saw it. I don't know how the previous owner put so many hours on it and it still looks as good as it does. Speaking of: is 400 hours alot on one of these tractors? I have test drove the 3320 and it is smooth and operates very nice, but the dealer does not have a 3520 on the lot to try. Power has never been an issue with my current tractor which is very comparable to the 3320. Any advise or suggestions from owners out there would be much appreciated.

    Thanks

    Brad

  2. #2
    Gold Member BigMike50's Avatar
    Join Date
    Mar 2013
    Posts
    387
    Location
    Uranus
    Tractor
    2012 JD 3520 Cab 1996 JD LX172 1985 Wheel Horse

    Default Re: Used 3320 vs. New 3520

    I would go with the 3320. the 3320 can do everything the 3520 can do. Especially for what you want to do with it. Pocket that 10,000 dollars and put the money to use elsewhere. 400 hours on that machine is nothing at all. 400 hours is still a new machine. You don't need to test drive the 3520 because you wont notice anything during a test drive.

  3. #3
    Elite Member AKfish's Avatar
    Join Date
    Oct 2004
    Posts
    4,986
    Location
    Kasilof, Alaska
    Tractor
    JD 5075M; JD 110 TLB; Ford Ferguson 9N: JD X300R

    Default Re: Used 3320 vs. New 3520

    Well.. 400 hours is 2 oil changes and still has another 100hrs to go before the 3rd (break-in @ 100hrs and every 200 after that). So, that's not a lot of hours or use on that tractor.

    Couple of questions and observations. First observation is that Casper, WY gets hot in the summer, real hot and if you do a search here on TBN you'll find some comments regarding cabbed, 3320's and being short on power when brush hogging, etc. in summer running the air conditioner and the eHydro tranny (that eats ~5hp more than the reverser tranny).

    That's not nearly as much of a problem with the turbo'ed 3520! With 6 acres of brush hogging 2-3 times a summer you might just find that extra $10K was a better, long-term investment.

    Do you have (or planning to keep) your current attachments? Rear blade, box blade, brush hog mower, etc. The 3520 will be able to power many attachments that are another foot larger than what the 3320 will reliably work. Where you'd be using 5 foot equipment with the 3320; you can gear up to 6 foot attachments with the 3520. That may or may not be an advantage; especially if you're gonna have to go out and buy those implements!

    The next question is financing terms. I haven't looked at the "up-to-the-minute" financing deals that Deere offers but, it seems that they might still have 0% for new tractors versus higher rates for used. Over the term of the loan - the initial $10K - is actually less when compared to financing a loan for used equipment.

    Final observation is warranty. You'll have 90 days (likely) on the 3320 and a year on the 3520. If you have any kind of a problem in that first year - that $10K difference will shrink even more. So, work the numbers and see how close the 2 tractors really are in price and how one or the other will best fit your needs.

    Good luck.

    AKfish
    "Most people want to live on top of the mountain, but all the happiness and growth occurs while you're climbing it."

  4. #4
    Elite Member AKfish's Avatar
    Join Date
    Oct 2004
    Posts
    4,986
    Location
    Kasilof, Alaska
    Tractor
    JD 5075M; JD 110 TLB; Ford Ferguson 9N: JD X300R

    Default Re: Used 3320 vs. New 3520

    Well.. 400 hours is 2 oil changes and still has another 100hrs to go before the 3rd (break-in @ 100hrs and every 200 after that). So, that's not a lot of hours or use on that tractor.

    Couple of questions and observations. First observation is that Casper, WY gets hot in the summer, real hot and if you do a search here on TBN you'll find some comments regarding cabbed, 3320's and being short on power when brush hogging, etc. in summer running the air conditioner and the eHydro tranny (that eats ~5hp more than the reverser tranny).

    That's not nearly as much of a problem with the turbo'ed 3520! With 6 acres of brush hogging 2-3 times a summer you might just find that extra $10K was a better, long-term investment.

    Do you have (or planning to keep) your current attachments? Rear blade, box blade, brush hog mower, etc. The 3520 will be able to power many attachments that are another foot larger than what the 3320 will reliably work. Where you'd be using 5 foot equipment with the 3320; you can gear up to 6 foot attachments with the 3520. That may or may not be an advantage; especially if you're gonna have to go out and buy those implements!

    The next question is financing terms. I haven't looked at the "up-to-the-minute" financing deals that Deere offers but, it seems that they might still have 0% for new tractors versus higher rates for used. Over the term of the loan - the initial $10K - is actually less when compared to financing a loan for used equipment.

    Final observation is warranty. You'll have 90 days (likely) on the 3320 and a year on the 3520. If you have any kind of a problem in that first year - that $10K difference will shrink even more. So, work the numbers and see how close the 2 tractors really are in price and how one or the other will best fit your needs.

    Good luck.

    AKfish
    "Most people want to live on top of the mountain, but all the happiness and growth occurs while you're climbing it."

  5. #5
    Bronze Member mowin's Avatar
    Join Date
    Sep 2012
    Posts
    74
    Location
    upstate ny
    Tractor
    JD 3320

    Default Re: Used 3320 vs. New 3520

    10g's is alot of money...I have a 3320 open station, and like it alot. But if you could get the 3520 down some, that would be tempting...

  6. #6
    Platinum Member JDTank's Avatar
    Join Date
    Oct 2010
    Posts
    687

    Default Re: Used 3320 vs. New 3520

    Quote Originally Posted by AKfish View Post
    Well.. 400 hours is 2 oil changes and still has another 100hrs to go before the 3rd (break-in @ 100hrs and every 200 after that). So, that's not a lot of hours or use on that tractor.

    Couple of questions and observations. First observation is that Casper, WY gets hot in the summer, real hot and if you do a search here on TBN you'll find some comments regarding cabbed, 3320's and being short on power when brush hogging, etc. in summer running the air conditioner and the eHydro tranny (that eats ~5hp more than the reverser tranny).

    That's not nearly as much of a problem with the turbo'ed 3520! With 6 acres of brush hogging 2-3 times a summer you might just find that extra $10K was a better, long-term investment.

    Do you have (or planning to keep) your current attachments? Rear blade, box blade, brush hog mower, etc. The 3520 will be able to power many attachments that are another foot larger than what the 3320 will reliably work. Where you'd be using 5 foot equipment with the 3320; you can gear up to 6 foot attachments with the 3520. That may or may not be an advantage; especially if you're gonna have to go out and buy those implements!

    The next question is financing terms. I haven't looked at the "up-to-the-minute" financing deals that Deere offers but, it seems that they might still have 0% for new tractors versus higher rates for used. Over the term of the loan - the initial $10K - is actually less when compared to financing a loan for used equipment.

    Final observation is warranty. You'll have 90 days (likely) on the 3320 and a year on the 3520. If you have any kind of a problem in that first year - that $10K difference will shrink even more. So, work the numbers and see how close the 2 tractors really are in price and how one or the other will best fit your needs.

    Good luck.

    AKfish
    Took the words right out of my mouth, or keyboard.

    Once you do the math, you will find it is not nearly a 10K difference. One big factor alone is the 0% interest. Whenever I can get 0% interest, I use it to the fullest. Why? Because in that situation, it costs you NOTHING to use someone elses money. At 0%, I have no remorse about borrowing. It costs you nothing in interest, why not get the brand new machine, with full warranty, and a fresh start?

    Power wise, there is a very noticeable difference. The 3520 is turbocharged, the 3320 is not. The turbo makes a world of difference, and the 3520 engine is rated at higher HP as well. The 3320 IS under powered when running an implement with A/C on. A/C + eHydro + implement is a ton of power being demanded from a small naturally aspirated engine.
    2012 John Deere X740
    #18 Steel cart.
    Front fender kit.
    Brush guard.
    SE seat.

  7. #7
    Veteran Member Rockgod's Avatar
    Join Date
    Oct 2010
    Posts
    1,365
    Location
    CNY
    Tractor
    JD Cabbed 3720

    Default Re: Used 3320 vs. New 3520

    What size brush hog? A/C will rob some power so keep that in mind.
    JD 3720 Premium Cab, 300CX, 59" Front Mt. Blower, 72d MMM auto-connect deck.

  8. #8
    Gold Member BigMike50's Avatar
    Join Date
    Mar 2013
    Posts
    387
    Location
    Uranus
    Tractor
    2012 JD 3520 Cab 1996 JD LX172 1985 Wheel Horse

    Default Re: Used 3320 vs. New 3520

    Quote Originally Posted by JDTank View Post
    Took the words right out of my mouth, or keyboard.

    Once you do the math, you will find it is not nearly a 10K difference. One big factor alone is the 0% interest. Whenever I can get 0% interest, I use it to the fullest. Why? Because in that situation, it costs you NOTHING to use someone elses money. At 0%, I have no remorse about borrowing. It costs you nothing in interest, why not get the brand new machine, with full warranty, and a fresh start?

    Power wise, there is a very noticeable difference. The 3520 is turbocharged, the 3320 is not. The turbo makes a world of difference, and the 3520 engine is rated at higher HP as well. The 3320 IS under powered when running an implement with A/C on. A/C + eHydro + implement is a ton of power being demanded from a small naturally aspirated engine.
    I think your gonna upset a few 3320 cab owners. Do you have actual evidence of people of with 3320 being that much underpowered?

  9. #9
    Super Star Member murphy1244's Avatar
    Join Date
    Nov 2011
    Posts
    16,393
    Location
    Ohio
    Tractor
    Kioti DK 40-Massey ferguson 135-Ventrac 4500 Diesel

    Default Re: Used 3320 vs. New 3520

    0% is not free, its prepaid interest.
    Murph ------------

  10. #10
    Gold Member soulasphil's Avatar
    Join Date
    Nov 2008
    Posts
    495
    Location
    France
    Tractor
    JD 3520 powerreverser

    Default Re: Used 3320 vs. New 3520

    I drive a 3520 with 500 hours and still looking almost new. I have never felt it lacked power (contrary to my previous Massey 35). I would definitely go for the 3320.
    3520 PR

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