We may be in the market to replace our old Yanmar tractor for yard work, and I checked out what our local JD dealer had to offer. The salesman was exceedingly friendly and listened to me go on about my needs, and then he showed me a 1025R with an H120 loader. We went over the features and controls, took it for a test drive, etc. and I liked what I saw. This tractor would be used for 80% mowing and tinkering in the yard/20% bushhogging the in the fields and other assorted tasks.
He gave me a quote on it, and for the tractor/loader/potato plow, it was $14,150. The deal with the potato plow (he said) is that if I buy two serial-numbered implement/attachments with the tractor, I get a $1,000 instant savings. Since I have all of the other attachments that I need, he said the potato plow for $240 was the cheapest qualifying item, and the rest of the savings get applied to the tractor, if that makes sense.
Anyway, the other part of the deal is that he said he can offer 0% financing for 60/72/84 months, whichever I want, and that is the same as the cash price. To clarify, I said "So I can bring in $14,150 in cash, or pay it off in 7 years, and it's the same price" and he said yes. I think several other manufacturers are offering 0% for 60 OR a cash discount (so the 0% isn't really 0%).
So basically, a few questions:
1. What's the consensus opinion on the 1025R?
2. How is $14,150 for a price?
3. Has anyone else been offered the the 0% for 84 months/no cash discount price?
Thanks for the input.
Good luck and take care.
He gave me a quote on it, and for the tractor/loader/potato plow, it was $14,150. The deal with the potato plow (he said) is that if I buy two serial-numbered implement/attachments with the tractor, I get a $1,000 instant savings. Since I have all of the other attachments that I need, he said the potato plow for $240 was the cheapest qualifying item, and the rest of the savings get applied to the tractor, if that makes sense.
Anyway, the other part of the deal is that he said he can offer 0% financing for 60/72/84 months, whichever I want, and that is the same as the cash price. To clarify, I said "So I can bring in $14,150 in cash, or pay it off in 7 years, and it's the same price" and he said yes. I think several other manufacturers are offering 0% for 60 OR a cash discount (so the 0% isn't really 0%).
So basically, a few questions:
1. What's the consensus opinion on the 1025R?
2. How is $14,150 for a price?
3. Has anyone else been offered the the 0% for 84 months/no cash discount price?
Thanks for the input.
Good luck and take care.