Thank you everyone for your generous replies. It is apparent to me that application plays an inportant part in choice. I have 25 acres, 10 of which are currently a 3-hole golf course. Any tractor I purchase would primarily be a lawn mower with an 84-inch finish mower (rear or mid-mount). It currently takes me 14 hours per week using a 42-inch riding lawn mower and I wish to cut that time by half. I also wish to till a 1-acre vegetable garden, move dirt, sand, and compost with the loader, and use a 48-inch brush hog to get rid of blackberries and reclaim more acreage. Any suggestions on hp? I would order with turf tires because industrial tires chew up the turf (previous experience) but I am worried about traction for operations other than mowing. Any suggestions, comments?