When I first got the tractor I think it was low, by something over a quart, it had been on the lot long enough for the plugs on the loader to decay. Came with a backhoe, which I did not want, possible lost some when it was removed? But since then I have added almost a gallon in 37 hours. There is no sign of any oil anywhere I can see, no drip under it (always parked and warmed up in the same spot) don't see any thing in the loader crosspiece (looking for cracks also /forums/images/graemlins/smile.gif). I would think that a leak would come right on through the wraps on the hoses. Possibly in the steering, which is covered with Dust(very dry here) but no sign of greasy spots that I can see. I have been under it several times looking (dust there too). 50 hour is coming up, perhaps they can find it(or keep it until they do /forums/images/graemlins/frown.gif)