So I got to a Kubota dealer and got to see a BX1850 up close. Absolutely perfect for my purposes. I love the compact size and you can't beat Kubota orange. However I am in Arizona and he looked at me funny when I asked how much they cost new with a MMM and turf tires. Apparently they don't get much grass here in Arizona, who would have guessed. So anyways, with out any implements they are running just shy of $13,000. however he did say they offer 5 yrs 0% interest. I discussed the reverse problem, and I agree, since it is a HST, just like my mom's older Deere mower, if you let up fast, it stops fast. I work in aviation, and hydraulics is something I understand. So I think that could be a minimal concern. But however I appreciate the input and will investigate further prior to purchasing, as I am the one with out the tractor and asking you all for advice. He did caution me however, which could be a sales tactic (however he has nothing to gain since I won't be buying here), about individuals selling items that they still owe money on. As I understood, tractors don't have a registration, so I will have to do some research prior to purchasing from an individual. Any advice from experience? Thanks again for all the input.