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  1. #81
    Member
    Join Date
    Apr 2012
    Posts
    47
    Location
    Kingfisher, OK
    Tractor
    Kubota B3200HSD

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    Have been with State Farm for over 12 years and they would not insure our tractor because we use it to mow other peoples properties. So I went to KTAC Website and sent in a quote. I was emailed back within 10 minutes, reviewed the qoute and contacted the agent with a couple of questions. All in all I was signed up and all paid up for a year of coverage in less than 30 minutes. Loved how fast the process went and Charlotte was super nice to deal with... Gotta protect that investment.

  2. #82
    Platinum Member ddb123's Avatar
    Join Date
    Oct 2011
    Posts
    502
    Location
    Southwest MO
    Tractor
    Kubota L3540

    Default

    KTAC,

    It seems like the KTAC policy is a good deal. I typically despise all types of insurance, but this actually interests me. I am looking at a new purchase L3540 this year and will most likely go KTAC. I have purchased all my vehicles with cash SOLELY for the purpose of avoiding full coverage insurance, so that says a lot.

    Question: earlier this year, I bent my pto output shaft because the pto drive shaft was too short, came off, the part attached to my tractor caught a side link, and bam, broke some bearings and had to replace the pto output shaft. Cost me nearly $1,000. Would KTAC cover something like this? It is not the type of thing I would normally expect insurance to cover, but bully if it would have.
    Kubota L3540 HST
    Kubota L4300 Gear *gone!*
    Ford F-350 6.9L diesel

  3. #83

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    Hey ddb123... Damage caused by mechanical breakdown is not covered. However, there may be a case where damage may be thought of as mechanical but actually was a result of something being damaged due to impact that may be covered. So, I hate to give you the "it depends" answer so I will say it probably would not have been covered.

  4. #84
    Platinum Member ddb123's Avatar
    Join Date
    Oct 2011
    Posts
    502
    Location
    Southwest MO
    Tractor
    Kubota L3540

    Default

    Quote Originally Posted by ktac
    Hey ddb123... Damage caused by mechanical breakdown is not covered. However, there may be a case where damage may be thought of as mechanical but actually was a result of something being damaged due to impact that may be covered. So, I hate to give you the "it depends" answer so I will say it probably would not have been covered.
    That's fair, I appreciate your response.
    Kubota L3540 HST
    Kubota L4300 Gear *gone!*
    Ford F-350 6.9L diesel

  5. #85
    Bronze Member
    Join Date
    May 2012
    Posts
    67
    Location
    Mt Vernon ,KY
    Tractor
    Kubota MX4700TLB

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    I am considering paying off my loan and no longer needing the coverage or should I keep it?

  6. #86
    Super Star Member k0ua's Avatar
    Join Date
    Jun 2009
    Posts
    17,680
    Location
    Branson, Mo.
    Tractor
    Kioti DK35se Hydrostat

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    Quote Originally Posted by wildcatblue View Post
    I am considering paying off my loan and no longer needing the coverage or should I keep it?
    I would keep it. It is pretty good coverage if you screw up, and wreck the tractor, for a pretty good price. I went ahead and got them to cover my Kioti when I swapped out the kubota for the Kioti. Stuff does happen, you know, I have seen guys on here that failed to set the parking brake hard enough, or it failed, and the tractor runs down hill and crashed, sometimes fatally. (to the tractor). or you are sidehilling and turn it over. Sometimes things happen to the most experienced operators.

    James K0UA
    James KUA

    Kioti DK35se hydrostat with 2 QA buckets, 48 inch. King Kutter Rotary Cutter. 750 lbs ballast box. Loaded tires, Construction Attachments SSQA Lightweight Pallet forks. EA 50 inch single lid "wicked" Grapple. Satisfied Everlast PA160 welder owner How to add a link to a post . Best way to search TBN


  7. #87
    Silver Member kg7il's Avatar
    Join Date
    Apr 2011
    Posts
    137
    Location
    Eatonville, Washington
    Tractor
    Kubota L3800

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    This is my second post to this thread.
    A couple of questions.
    Does a claim affect the policy in anyway?
    Does the rate change?
    Is the term affected?

    What is the best way to start my claim and opt for either coverage or out of pocket?
    2011 Kubota L3800 HST with Loader. PHD, RC60 and LR
    2011 John Deere D120 for the wife
    KG7IL -
    Kimber Ultra Covert - No Gun Rack yet

  8. #88
    Silver Member kg7il's Avatar
    Join Date
    Apr 2011
    Posts
    137
    Location
    Eatonville, Washington
    Tractor
    Kubota L3800

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    Quote Originally Posted by kg7il View Post
    What is the best way to start my claim and opt for either coverage or out of pocket?
    I have contacted KTAC and started my claim. Hope all works well for me and my L3800 SAD DAY. . .
    2011 Kubota L3800 HST with Loader. PHD, RC60 and LR
    2011 John Deere D120 for the wife
    KG7IL -
    Kimber Ultra Covert - No Gun Rack yet

  9. #89
    Super Star Member k0ua's Avatar
    Join Date
    Jun 2009
    Posts
    17,680
    Location
    Branson, Mo.
    Tractor
    Kioti DK35se Hydrostat

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    Quote Originally Posted by kg7il View Post
    I have contacted KTAC and started my claim. Hope all works well for me and my L3800 SAD DAY. . .
    So what happened to the L3800?

    de
    K0UA
    James KUA

    Kioti DK35se hydrostat with 2 QA buckets, 48 inch. King Kutter Rotary Cutter. 750 lbs ballast box. Loaded tires, Construction Attachments SSQA Lightweight Pallet forks. EA 50 inch single lid "wicked" Grapple. Satisfied Everlast PA160 welder owner How to add a link to a post . Best way to search TBN


  10. #90
    Silver Member kg7il's Avatar
    Join Date
    Apr 2011
    Posts
    137
    Location
    Eatonville, Washington
    Tractor
    Kubota L3800

    Default Re: KTAC Insurance Agency- A Kubota-Endorsed Insurance Program

    Apparently a 4-6" dia stick, decided to bury itself into the throttle linkage (underside).
    I have a permanent reverse. Obviously won't restart with the cutout.
    2011 Kubota L3800 HST with Loader. PHD, RC60 and LR
    2011 John Deere D120 for the wife
    KG7IL -
    Kimber Ultra Covert - No Gun Rack yet

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