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  1. #1
    Member DirtMerchant's Avatar
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    Sep 2012
    Posts
    36
    Location
    Cass City, Mi
    Tractor
    2012 L4240C

    Default L4240 HSTC Extended warranty worth it?

    I am getting closer to pulling the trigger on a new L4240 HSTC with FEL & BH, if I get the extended warranty on everything 1yr on FEL & BH, 2yr on tractor, is it worth the extra $3000?

  2. #2
    Super Star Member
    Join Date
    Mar 2009
    Posts
    16,380
    Location
    Missouri
    Tractor
    Kubota, John Deere, Case, Massey Ferguson, Ford

    Default Re: L4240 HSTC Extended warranty worth it?

    My oldest kubota was made in 2003 for a total owned 5, still own four and have never had a warranty issue, so I just don't buy them.
    Thread on helpful tractor abbreviations: http://www.tractorbynet.com/forums/o...-acronyms.html

  3. #3
    New Member attala cruiser's Avatar
    Join Date
    Apr 2010
    Posts
    23
    Location
    Central MS
    Tractor
    Kubota MX5100 w/FEL

    Default Re: L4240 HSTC Extended warranty worth it?

    No. save your money. Most extended warranties are ways the dealership to make money and are bad for the consumer.

  4. #4
    Silver Member stoyan79's Avatar
    Join Date
    Sep 2011
    Posts
    134
    Tractor
    Kubota L3700SU

    Default Re: L4240 HSTC Extended warranty worth it?

    Nope.

  5. #5
    Member DirtMerchant's Avatar
    Join Date
    Sep 2012
    Posts
    36
    Location
    Cass City, Mi
    Tractor
    2012 L4240C

    Default Re: L4240 HSTC Extended warranty worth it?

    Thanks guys, that will be $3k I can save for another implement !

  6. #6
    Platinum Member Monster5601's Avatar
    Join Date
    May 2010
    Posts
    516
    Location
    Oakland, MI
    Tractor
    Kubota B3030 R4 Tires

    Default Re: L4240 HSTC Extended warranty worth it?

    Are you talking about the KTAC insurance?

    If so, I would say it is worth it. If you are going to take the kubota 0% financing option they are going to want to see insurance on the tractor. Michigan insurance providers only cover up to $15K for a tractor under home owner's insurance. This would require you to take an insurance policy on your tractor. Allstate quoted me a number that was beyond reasonable, the KTAC policy was very low and besides the insurance it covers all of the "elephant step on it" issues.

    From what I have read here over the years, each insurance provider offers very different coverage based on the state, Michigan is not one of the chosen states.
    Bob, n8zcc

    Kubota B3030 with R4s
    LA403, 60" bucket with hooks, bolt-on tooth bar, ratchet rake
    BH76 with 16" bucket and thumb
    Kubota Pallet Folks
    Bush Hog 35-06 72" Rear Blade
    Bush Hog SBX60 Box Blade
    Bush Hog Razorback RZ160
    Kubota ZD323-60
    Kubota RTV900 with Curtis hydraulic angle plow

  7. #7
    Member DirtMerchant's Avatar
    Join Date
    Sep 2012
    Posts
    36
    Location
    Cass City, Mi
    Tractor
    2012 L4240C

    Default Re: L4240 HSTC Extended warranty worth it?

    No I was talking about the extended warrantee for defects / breakage of the tractor, I do intend on getting the KTAC insurance for damage, theft etc, I already checked my homeowners and you are correct $15k of coverage and basically not worth it.

  8. #8
    Platinum Member Monster5601's Avatar
    Join Date
    May 2010
    Posts
    516
    Location
    Oakland, MI
    Tractor
    Kubota B3030 R4 Tires

    Default Re: L4240 HSTC Extended warranty worth it?

    Quote Originally Posted by DirtMerchant View Post
    No I was talking about the extended warrantee for defects / breakage of the tractor, I do intend on getting the KTAC insurance for damage, theft etc, I already checked my homeowners and you are correct $15k of coverage and basically not worth it.
    KTAC should cover all of that unless something has changed since my last machine purchase.
    Bob, n8zcc

    Kubota B3030 with R4s
    LA403, 60" bucket with hooks, bolt-on tooth bar, ratchet rake
    BH76 with 16" bucket and thumb
    Kubota Pallet Folks
    Bush Hog 35-06 72" Rear Blade
    Bush Hog SBX60 Box Blade
    Bush Hog Razorback RZ160
    Kubota ZD323-60
    Kubota RTV900 with Curtis hydraulic angle plow

  9. #9
    Elite Member
    Parts Supplier
    MessickFarmEqu's Avatar
    Join Date
    Feb 2004
    Posts
    4,908
    Location
    Lancaster County, PA

    Default Re: L4240 HSTC Extended warranty worth it?

    KTAC is a MUCH better investment than the extended warrenty. The odds of the operator breaking the tractor, are much (MUCH) higher than the tractor breaking itself.

  10. #10
    Platinum Member Notforhire's Avatar
    Join Date
    Nov 2011
    Posts
    816
    Location
    Southwestern Virginia
    Tractor
    JD 5055E

    Default Re: L4240 HSTC Extended warranty worth it?

    Quote Originally Posted by MessickFarmEqu View Post
    The odds of the operator breaking the tractor, are much (MUCH) higher than the tractor breaking itself.
    Very well said, and kinda funny too.

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