Hi,
I agree with hayden,
I have a 3ph backhoe on my B2910. It doesn't take that long to put it on or take it off, once you get used to doing it.
My guess is that the sub frame mounted backhoe might be easier, just judging from the ease of taking my loader off and putting it on. But in the end it is no big deal. Get the dealer to show you the right way to do it. I went to the dealers and took my loader and back hoe off myself right there before delivery to be sure I could do it. Now it is not an issue.
It has been for some though.
The danger of the 3ph backhoe and getting crushed is not an issue [from what I can see] if the standard safety features are maintained. Ask you dealer to explain what is there to prevent this from happening. He should be able to show you, then be sure to keep what is needed for your protection in place.
The danger is if the backhoe is exerting an upward force, should the top link bracket fail, the whole unit could raise up and crush the operator between the seat and the ROPS.
The unit on my B2910 has a hinged bar that goes across under the lower link arms to prevent much upward movement should the top link/pin fail. Remove this safety device and look out!