Hello,
I am about to pull the trigger on a Kubota B series here in the next month and I am trying to get my ducks in a row here. I have USAA and figured that since they've been great for all of our insurance needs that they would be be great in covering the tractor as well. I am getting the impression, however, that KTAC is superior to USAA in almost every way.
KTAC will cover the tractor on my property, in transit and on property that I dont own. Additionally, KTAC has a $250 deductible and will replace at what the original purchase price. USAA will cover my property and in transit but not on others property and will only replace at the current market value at time of accident.
I guess my question is whether its worth buying KTAC vs USAA? It seems like the smart money is on financing the cost of KTAC with the cost of the tractor. Right?
Thanks,
John
I am about to pull the trigger on a Kubota B series here in the next month and I am trying to get my ducks in a row here. I have USAA and figured that since they've been great for all of our insurance needs that they would be be great in covering the tractor as well. I am getting the impression, however, that KTAC is superior to USAA in almost every way.
KTAC will cover the tractor on my property, in transit and on property that I dont own. Additionally, KTAC has a $250 deductible and will replace at what the original purchase price. USAA will cover my property and in transit but not on others property and will only replace at the current market value at time of accident.
I guess my question is whether its worth buying KTAC vs USAA? It seems like the smart money is on financing the cost of KTAC with the cost of the tractor. Right?
Thanks,
John