I think the answear is a huge...(Only you will know if it is a value)...All things are relative to your value system based on a huge list of varibles. For me I wouldn't take on any debt to buy a backhoe. Bought mine at the time I bought tractor and know it hasn't come close to paying for itself, but have not regretted it one bit. I look at the projects I've completed and know I wouldn't have paid someone to do them and have great pride in the results. Over 300' of concrete block retaining walls that required foundations of rock and base stones, trees planted in an hour vs. many hours, edging put down around house, redid drainage tiles for freinds and myself, remote below frost line water for garden and shallow waterline for outdoor shower, and placement of large stone, (4-600lbs) below my seawall on inland lake to hold back beach. Point is the projects are fun and don't go on forever because I now have the equipment to handle from start to finish. Would I have saved money having someone else do them...No; would I have saved money by renting for when I need backhoe...Probally, but I have no pressure to complete in x-days because I don't want to incure another days rental. It is all about doing these things at a couple of hours each evening after work or with a spare hour here and there. It is a blast to operate and gives my tractor a new level of versability. Something to be said about being self dependent
2920 and BH65