I just purchased a "new to me" Kubota L3130. I've owned a Satoh Bison for years that doesn't have a loader on it. I finally moved into the 21st century. I'm looking forward to years of reliable service and a tractor that will save my back.
Been there; I've had 2 Kubota CUTs before the one I have now. Owning tractors was really helpful getting projects done without breaking my old body down. Believe me, I know about doing things through manual labor with only hand tools. However, I have a FEL on the 3300 and I'd never have another tractor without a FEL!!
Congratulations and welcome to the Orange forum. I bought a FEL on my first tractor thinking it was a high priced wheelbarrow. I was truly confused and often still am but the FEL is a have to have on at least one of my tractors.