I am getting ready to purchase by first tractor and have some pricing questions. I am looking at a 1533 4x4 Loader for 20,500 and 1540 4x4 Loader for 22,500 at a dealer in Mississippi. 0% for 72 months. However, a guy I know purchased a 1533 last year for 17,500 and another guy bought a 1540 for 18,000. They bought the exact same tractors that I am looking at now. They also got them for 0% financing. So, with economy the way it is, I would think the prices would go down, not up. Are my current prices reasonable and why did the prices increase so much. Thanks