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  1. #11
    Veteran Member
    Join Date
    Nov 2012
    Posts
    1,003
    Location
    Tennessee foothills
    Tractor
    John Deere and Case

    Default Re: tractor insurance queston ?

    Quote Originally Posted by murphy1244 View Post
    If State farm puts that in writing, sleep tight. I dropped them over tractor insurance.
    well they just emailed me the policy and discounted it 2.5 percent (whoopee !) because we have automatic withdraw payments , I was just worried about leaving a piece of equipment basically out in the woods and being 60 miles away .At least this way I may lose a good tractor but I won't lose all the money it costs to get another one . Now to get to work on that pole barn asap !

  2. #12
    Veteran Member Lou66's Avatar
    Join Date
    Nov 2012
    Posts
    1,287
    Location
    Brazoria county where Texas began
    Tractor
    Deere 990/Montana 5740

    Default Re: tractor insurance queston ?

    sounds fair to me,, I live in Texas and I don't live on my farm/ranching property I have several pieces of large equipment that would be I guess in the 100 thousands dollars.. I pay around 1300 a years at 500 deductiblefor all of it.. Lou
    "Life is good if beer is cold"

  3. #13
    Silver Member cmore's Avatar
    Join Date
    Jul 2012
    Posts
    244
    Location
    nw tn
    Tractor
    traded MF135 for a 2605 4x4

    Default Re: tractor insurance queston ?

    Farm Bureau quoted me $10/$1000. So your quote seem high.

  4. #14
    Platinum Member
    Join Date
    Oct 2012
    Posts
    628
    Location
    Southern Utah
    Tractor
    John Deere 3120

    Default Re: tractor insurance queston ?

    We're in rural Southern Utah. All our insurance is with State Farm and Baby John is covered for her replacement value of $18,000 for $175 a year ($1000 deductable). Theft isn't something we worry about but I will occasionally be rolling on public roads and there's always the outside chance we go over a cliff or something.

  5. #15
    Silver Member Pharm's Avatar
    Join Date
    Sep 2012
    Posts
    109
    Location
    Middle Tn
    Tractor
    Kubota mx5100, MF 1080

    Default Re: tractor insurance queston ?

    Quote Originally Posted by LJH View Post
    We're in rural Southern Utah. All our insurance is with State Farm and Baby John is covered for her replacement value of $18,000 for $175 a year ($1000 deductable). Theft isn't something we worry about but I will occasionally be rolling on public roads and there's always the outside chance we go over a cliff or something.
    Maybe you can get a dual policy (tractor AND LIFE insurance)

  6. #16
    Super Star Member murphy1244's Avatar
    Join Date
    Nov 2011
    Posts
    18,178
    Location
    Ohio
    Tractor
    Kioti DK-40

    Default Re: tractor insurance queston ?

    Quote Originally Posted by Pharm View Post
    Maybe you can get a dual policy (tractor AND LIFE insurance)
    that was good!!
    Murph ------------

  7. #17
    Platinum Member lutt's Avatar
    Join Date
    Dec 2010
    Posts
    594
    Location
    Pocahontas, Arkansas
    Tractor
    Kubota ZG 22, John Deere 4200 4wd/ 420 loader, 4 wd,08 polaris 700 ranger crew

    Default Re: tractor insurance queston ?

    I would have to look,but mine is around a 120 dollars a year. 70 for the tractor and implement theft. and the rest for liability, as in if it falls off the trailer while hauling,destroying something on the tractor while using, knocking out a window while bush hogging,etc. Mine is thru Farm Bureau Insurance. But I also have 2 homeowners policys whith them. Keeps the rate down somewhat. LUTT

  8. #18
    Platinum Member
    Join Date
    Oct 2012
    Posts
    628
    Location
    Southern Utah
    Tractor
    John Deere 3120

    Default Re: tractor insurance queston ?

    Quote Originally Posted by Pharm View Post
    Maybe you can get a dual policy (tractor AND LIFE insurance)
    Oh yeah, they've been trying to sell me life insurance for years. No thanks. Don't have any family and the spouse will be just fine, thank you.

  9. #19
    Veteran Member
    Join Date
    Nov 2012
    Posts
    1,003
    Location
    Tennessee foothills
    Tractor
    John Deere and Case

    Default Re: tractor insurance queston ?

    Quote Originally Posted by cmore View Post
    Farm Bureau quoted me $10/$1000. So your quote seem high.
    i am insuring the tractor off my "home" property with no building to store it and no security otherwise it would be covered on home owners .Altho it will be behind a locked gate I live 60 miles away and don't want to take the chance of losing it to theft on an unimproved lot in the woods .

  10. #20
    Super Star Member murphy1244's Avatar
    Join Date
    Nov 2011
    Posts
    18,178
    Location
    Ohio
    Tractor
    Kioti DK-40

    Default Re: tractor insurance queston ?

    Quote Originally Posted by LJH View Post
    Oh yeah, they've been trying to sell me life insurance for years. No thanks. Don't have any family and the spouse will be just fine, thank you.
    What about baby john???
    Murph ------------

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