Baberjim,
I recently checked into this myself and found that the best option for me was a home equity line of credit. Not only could I get a line of credit at one percent over prime, which would mean the interest rate would be about 5.75%, but it is TAX DEDUCTABLE. That’s right, in most cases, you will be able to deduct the interest from your taxes if you itemize.
If that doesn’t work for you, check out Kubota’s new <A target="_blank" HREF=http://www.kubota.com/finance.cfm>rates</A>. Although Kubota raised the rates by a point or so recently, they also put a new rebate program in place which, more or less, offsets the rate increase.