@Flyingcow,
I hear what you are saying about indoor vs outdoor, but there are pros and cons. First, I don't have a basement, I have a crawlspace which goes to about 3 feet at the shortest height...so nothing was going in my basement.
Outside setups do have their positives. Obviously getting any fire risk outside your main structure is a plus. I also haven't had to lug wood into my house, I have wood piles near the stove. I used to have to move a weeks wood first from my wood piles, to my covered deck, where I then could come out in my pajamas and get wood to then bring inside to put in the stove. I can now skip many of the intermediary steps. I stack it, and two years later it is picked up once and goes into firebox outside. Coming from someone that was burning 6-8 cord inside, with the bark, bugs, etc, being outside and keeping that stuff outside is nice.
The reality is you DO have to go out in the rain and the snow to fill it, but to be honest I am often outside anyway, or going to work, home from work, etc. Getting the smell, wood, and risk of an indoor issue outside, and not having to move the wood multiple times, made sense for me. Again, with a crawlspace, I was really forced to embrace the outdoor model - but I have been super happy so far. If I had a viable basement space for the indoor model I would have certainly considered it, but in Vermont the Central Boilers seem to be the most popular / most supported in my region.
I know some that have the boilers where you light a fire once a day, burn real hot, and then it goes out. While I appreciate the burn it hot and avoiding smoldering...a new fire every day? That is something I am happy to not have to do. I started 3 fires last year, one at the start of the season, and then a couple during the winter when I did some regular maintenance and emptied her out. I just throw more wood on the coals, close her up, done.
There are lots of good indoor / outdoor models out there to choose from, lots of right answers. Research, ask questions, find out what your state allows, where are your neighbors, etc.