As I posted on another septic thread ... this is an international site and local laws and design/construction techniques vary widely, to say the least. You asked a generic question about an assumed generic septic system. I happen to live in an area that the generic septic system IS the local law, ie, no high water table, no teeny lots, no close proximity to water courses. For a generic system, I can find no documentation that specifies a maximum native cover over the leach field trenches, though I would be interested in seeing documentation to that effect. Minumum cover for a generic system seems to be 12". My system, installed in '93 and passed inspection has a finish grade variation of 2+ feet and from my photos of construction, the lowest finish grade has about 2 feet of cover over the gravel. I would feel perfectly comfortable in adding fill over my leach field. If you have an "engineered" system or have local ordinances or special conditions, you should certainly bear those in mind before adding fill. Possibly if you could describe your situation in more detail, someone with specific knowledge could make a more specific reeply.
Cheers!