Some time ago, a bank employee left a telephone message on my home number asking me the whereabouts of a 2005 Chrysler Town and County van, which they wanted to repossess. I called back saying I never owned such a vehicle and I did not know what this was about. I was told the bank had information I was the keeper of the vehicle. I said I never laid eyes on that van. I was then told that there was obviously an error, and that was the end of the matter.
Today, 6/26/2008, a collection agency agent turned up at my door step to repossess a 2005 Chrysler Town and county van on behalf of the bank. I was not there, so my wife dealt with the agent. The agent said two people stated the van was kept at my house, and I was named personally as the keeper of the vehicle. I do not know those people, and I have never seen that van. I called the agent, and he said I was indeed named as the keeper of the vehicle. when I asked him if my name was on the title, he said no. He seemed surprised that those two people knew so much about me, and I had the feeling he did not believe me when I said I had no idea who they were.
I called the bank using the number given to me by the collection agency agent, and told the lady on the phone my story. When I asked how the bank and those two people got so much information about me (My telephone is unlisted and I have a PO Box address), she said it must be a relative that gave them all the info. She refused to send me a letter stating the bank accepted I had nothing to do with that van, and refused to give me any assurance there would be no more calls from collection agency agents. She would only say she would file a report, which gives me no guarantee I will not be subjected to further action from the bank. What can I do for this to stop? Time for a lawyer? Any of you on the forum ever encountered such a bizarre situation?
JLC
Today, 6/26/2008, a collection agency agent turned up at my door step to repossess a 2005 Chrysler Town and county van on behalf of the bank. I was not there, so my wife dealt with the agent. The agent said two people stated the van was kept at my house, and I was named personally as the keeper of the vehicle. I do not know those people, and I have never seen that van. I called the agent, and he said I was indeed named as the keeper of the vehicle. when I asked him if my name was on the title, he said no. He seemed surprised that those two people knew so much about me, and I had the feeling he did not believe me when I said I had no idea who they were.
I called the bank using the number given to me by the collection agency agent, and told the lady on the phone my story. When I asked how the bank and those two people got so much information about me (My telephone is unlisted and I have a PO Box address), she said it must be a relative that gave them all the info. She refused to send me a letter stating the bank accepted I had nothing to do with that van, and refused to give me any assurance there would be no more calls from collection agency agents. She would only say she would file a report, which gives me no guarantee I will not be subjected to further action from the bank. What can I do for this to stop? Time for a lawyer? Any of you on the forum ever encountered such a bizarre situation?
JLC
