It is a tough decision.
One set of my grandparents bought plots in a place in central Florida. The plots are likely worth a lot of money today.
My grandmother is still alive but my grandfather died and is in AL. Nobody in the family is in central FLA to visit the plots if they were buried there.
My other grandfather is in IN and it is doubtful I or the grandkids will ever see his grave.
My other grandmother is buried in a family plot in GA. We have stopped by the grave to visit.
The wifey's side of the family has a large family plot. Given that they are living in the same area of NC it is easier to visit the plot.
Buying a plot today does not mean your family will even be in the area when one is buried. Unless it is a family plot and the family stays in the area, in a few generations nobody will be visiting.
One of the neatest/oddist thing I have seen was a family grave yard in the middle of now where. I was on a canoe trip in eastern NC. We had permission to camp on some private land so we stopped for the night. There was a dirt road on the land but the road was supposed to be gated.
It happened to be a night with a full moon which rose early in the evening. A couple went wondering down the road and found a family plot that was off the road. A group of us went back to see the graveyard. Under a full moon. A midnight.
It was obvious that the family once had money. The grave yard was surrounded by a wall and a metal gate. The largest monument was from the oldest couple. They were young adults in the Civil War. As their kids and grandkids died off as the generations passed, the monuments got smaller and cheaper. The last people buried had metal markers that I think were used for paupers.
I would guess that our little group was the most people that had visited that grave yard in decades....
I have seen little family plots in the Appalachian mountains that last had a burial in the 20's, 30's or maybe the 40's. The plots where off the side of roads that are now blocked off. Almost certainly nobody visits anymore.
I do not know the answer because circumstances are so varied and can easily change.
Later,
Dan