goodoleboy
Gold Member
Kinda intersting and I thought i would share this with you.
I spoke with an agent today about homeowners coverage and He asked if I had a woodstove or fireplace. I told no but i am thinking about getting a wood stove installed.
He told me about 45% of all house fires are started from woodstoves (pellet and such) and fireplace inserts becuase they create so much heat that the mortar & bricks on the chimneys start to detoriate. He said with stoves stuff around it cathces fire and that regular fireplaces are fine (which i found strange)
He said they dont im write new policies with the items stated. I have family who have put in inserts and are happy with them, but ot sure if they know the insurance implications involved.I doubt they know or told their agent?
I dont think ill get the woodstove of my dreams though /forums/images/graemlins/frown.gif .. we were looking foward to the idea of a stove but if i cant get insured or have to pay a higher premium ill do without for now.
I spoke with an agent today about homeowners coverage and He asked if I had a woodstove or fireplace. I told no but i am thinking about getting a wood stove installed.
He told me about 45% of all house fires are started from woodstoves (pellet and such) and fireplace inserts becuase they create so much heat that the mortar & bricks on the chimneys start to detoriate. He said with stoves stuff around it cathces fire and that regular fireplaces are fine (which i found strange)
He said they dont im write new policies with the items stated. I have family who have put in inserts and are happy with them, but ot sure if they know the insurance implications involved.I doubt they know or told their agent?
I dont think ill get the woodstove of my dreams though /forums/images/graemlins/frown.gif .. we were looking foward to the idea of a stove but if i cant get insured or have to pay a higher premium ill do without for now.