Lagoons don't form crusts....at least none of the working ones I've seen. A working septic lagoon looks just like a pond, and for the most part, smells like a pond, too. You're probably going to catch some grief here from people who think a septic lagoon is just like an old cess pool. I have a friend who inspects new lagoons in this county (mid Missery). They are pretty strict about size, volume and proper location relative to property lines and water ways and such, and if a lagoon is properly sized and well constructed it can be much less trouble than a septic tank and just as effective at handling waste, without smelling or even being an eyesore, though they do have to be fenced. In the absence of suitable soil perk, they can also be about the only economically reasonable way to handle waste. No crust....looks like a pond....often they are very much like the trendy wetlands used to treat some municipal waste, though they can't have an outflow!
Chuck