ctpres
Gold Member
First off, am I in the right forum for this? I plan to talk about my retirement plans, not so much money plans, but various things I am doing or planning on doing as related to retirement. I picked country living because I probably couldn't do most of it in the CITY. As with tractors we learn from each others efforts. If I make a mistake maybe I can help someone else avoid the same fate. And if I get it right-who knows who might be listening. If the idea dosn't find to many objections, I see this as being a couple year thread, barring an insurance collection. So for starters.
Being a two vehicle family, SUV and PU dosn't seem like a good idea if nobody is working, at a real job. What kind do I need? After a lot of thinking I finally decided on a six passenger pickup with Big V-8 and lots of towing capacity. D... the cost of gas. No more 60 and 100 mile work commutes. Just travel for staples, medical needs, mostly long touring trips and occasional fun. Need truck, need passenger capacity and towing ability. Might rent travel trailer or camper, who knows. Now we are good for up to six tons. Soon will be rid of the older PU and down to one. Auto financing rates higher than interest earned so I'm planning on paying off the new one and dropping all but liabilty insurance by the third year. Looking at my bills-insurance is a big chunk. Also thinking about paying off house for the same reason as above. Then I can look at very high deductable home insurance. Life insurance coverage will stop when current term policy expires. We are NOT wealthy. The things I am talking about may scare others of modest means. Life without insurance-probably not a good idea, although I have given that a lot of thought, but I sure hope to be able to cut that bill down a bunch. Up and coming if interested: my ideas on communications planning, food sources, travel and entertainment.
Being a two vehicle family, SUV and PU dosn't seem like a good idea if nobody is working, at a real job. What kind do I need? After a lot of thinking I finally decided on a six passenger pickup with Big V-8 and lots of towing capacity. D... the cost of gas. No more 60 and 100 mile work commutes. Just travel for staples, medical needs, mostly long touring trips and occasional fun. Need truck, need passenger capacity and towing ability. Might rent travel trailer or camper, who knows. Now we are good for up to six tons. Soon will be rid of the older PU and down to one. Auto financing rates higher than interest earned so I'm planning on paying off the new one and dropping all but liabilty insurance by the third year. Looking at my bills-insurance is a big chunk. Also thinking about paying off house for the same reason as above. Then I can look at very high deductable home insurance. Life insurance coverage will stop when current term policy expires. We are NOT wealthy. The things I am talking about may scare others of modest means. Life without insurance-probably not a good idea, although I have given that a lot of thought, but I sure hope to be able to cut that bill down a bunch. Up and coming if interested: my ideas on communications planning, food sources, travel and entertainment.