Medical costs

[check]

That is what has occurred... but not how it began. Insurance and other benefits were carrots used to gain and compensate better employees. When it began, there were few companies who did it, but it was so effective, that it soon became standard. Now, with O-care removing restrictions on pre-existing conditions, the 'hold' of insurance on an employee is much less. Of course, the IMMENSE COST of insurance after O-care was installed still makes it difficult to afford. For me, every employee costs me around 80% more than their salary when benefits are factored in, (depending on job). A nurse is around 70% and a front office worker is around 90%. I think there should be 'portability' which would significantly improve things. Allow an employee to maintain insurance that he/she had prior to working for you. You pay $X... and if he/she wants to keep their old insurance, you pay $X to their insurance. If their insurance is more costly, the employee can make up the difference. It makes no sense for each insurance to be specific to a company. I understand why we do it... we get a full package for a per employee cost. But, I'd fix it so that each Employer pays $X insurance per employee, and he/she can get whatever insurance they want with the funds.

Wow, 70 to 90 percent seems high. How much of that is for health insurance?

Of course if most of your employees have very low wages (like minimum-wage, for example), then yes the benefits would be high as a percentage of wages. However, if you were hiring people for $150,000 per year, I doubt that your benefits are 70% of that.

 

[outinthetalgrass]

Here's my problem with medical costs.
I used to go to the Dr, he would run his tests, and send me a bill. Done.
Now I go for my checkups, and a blood test. I get a bill from the Dr, a bill from the hospital where he practices, a bill from the company that draws my blood, a bill from the lab that runs the tests, and another bill from a specialist that reads the results and sends them to the Dr, who then bills me again to review those results and modify my prescriptions. 6 different bills for a physical and blood test. It's a never ending string of bills from different company's for what used to be 1 bill and 1 co-pay every 6 months. Now there are 6 co-pays at least for each visit.

 

[MacLawn]

What?! $35 to park in Canada?! No wonder your health care is a mess . I lived in Japan about 30 years, so can speak to its health care and insurance. Excellent!! Both. It's national insurance based on salary and number in family. E.g., my modest salary, 3 family, national health insurance was about $180 a month. Ambulance ride, 10 days in hospital in 2003, my total cost was about $12 including medicines. Plus excellent care and facilities. Love it there. And, EVERYBODY pays something for insurance, no free loaders! I've also been to Bumrungrad hospital in Bangkok, a world class medical tourism hospital. I've never seen such a nice hospital with excellent care in America. Medical tourism, check it out. I've also been in VA system many years. Oh me. I feel like I'm entering a USSR era place. Doc and nurses have been great, but so many workers there...whew, life time jobs knowing they won't be fired for standing around jive talking while we vets wait on them. All I know is America's medical system has been a mess for many years. Want good dental care? Park on USA side of that town across border in Texas, walk in to Mexico, shop, get excellent dental care, done, walk back to Texas to parked car. Yes, America has a messed up system.

 

[goeduck]

Here is an example of what drives me crazy about Obamacare. Gender Identity Disorder as a “pre existing” condition paid for? I am all for letting people live their lives as they want but if my taxpayer money has to be used to pay for someone else’s healthcare, I don’t appreciate this kind of use.

Obamacare offers relief for transgender people - CNN

 

[Travelover]

Here is an example of what drives me crazy about Obamacare. Gender Identity Disorder as a “pre existing” condition paid for? I am all for letting people live their lives as they want but if my taxpayer money has to be used to pay for someone else’s healthcare, I don’t appreciate this kind of use.

Obamacare offers relief for transgender people - CNN

Pick your prejudice. I don't want to pay for a liver transplant for a drunk, recovery therapy for a drug addict, even if it is legal pain killers, Viagra for whatever, extra medical costs for fat people or people too stupid to wear a helmet on a motorcycle or to wear a seat belt in a car. Add in idiots that fall off mountains rock climbing, skiing accidents and parachuting to the list, too.

 

[Lockport]

Here is an example of what drives me crazy about Obamacare. Gender Identity Disorder as a “pre existing” condition paid for? I am all for letting people live their lives as they want but if my taxpayer money has to be used to pay for someone else’s healthcare, I don’t appreciate this kind of use.

Obamacare offers relief for transgender people - CNN

Your looking at it like an insurance business, and it is. The discussion, however, should be about the de-privatization of a service that no human being should be without. When Jimmy Kimmel cried on national television over his son's illness he realized and truly felt for all those deprived of such care. And he said so. And it brought tears to his eyes. The hospital's and clinics, all of them, should be government run AND government paid for. Once the government's Scrooge puckered state of mind sets in and it becomes relevant that the only way to address the shortcomings of a sufficient health care system is to set prices on procedures, standardized across the board. Dr's do not get three Mercedes-Benz' but one. They make a sufficient living but most of the glory is a status symbol and not millions a year. Anything less is uncivilized, un-Western and certainly not a democracy. That's how every other country does it. They make it work. It simply has to.

To address the move toward acceptance it is worthy to enlighten that the orgies of Rome were for our health. When Caesar causes the death of Pompeii we lose our way. It'll be 300 years before Constantine will accept Christianity. He has to. He has to do something. There is no sign that the Rome of Alexander the Great I'd coming to get us. We've tripped. We've escalated to far and to fast as we stood erect. The hypocrisy today with a church constantly mired in sexual scandal is just that. Hypocrisy. And that's what Constantine needed as the clearest and simplest form of conscience awareness. It would never be the same round table conversations of democratic prose, but it was all we had. I believe today there is a realization due to evolution that we cannot govern by religion. There is a call to return to Rome. Not religion's "bad Rome" but Alexander's Rome. Student of Aristotle. The Middle East today screams that sentiment.



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[goeduck]

Your looking at it like an insurance business, and it is. The discussion, however, should be about the de-privatization of a service that no human being should be without. When Jimmy Kimmel cried on national television over his son's illness he realized and truly felt for all those deprived of such care. And he said so. And it brought tears to his eyes. The hospital's and clinics, all of them, should be government run AND government paid for. Once the government's Scrooge puckered state of mind sets in and it becomes relevant that the only way to address the shortcomings of a sufficient health care system is to set prices on procedures, standardized across the board. Dr's do not get three Mercedes-Benz' but one. They make a sufficient living but most of the glory is a status symbol and not millions a year. Anything less is uncivilized, un-Western and certainly not a democracy. That's how every other country does it. They make it work. It simply has to.

I am not convinced of that but it seems with 50 States maybe one could break away on thier own and give it a go. Totally agree that COSTS aren’t being looked at, they only seem to be looking at who pays.

 

[Lockport]

I am not convinced of that but it seems with 50 States maybe one could break away on thier own and give it a go. Totally agree that COSTS aren’t being looked at, they only seem to be looking at who pays.

That wouldn't work. All the residents of other states would flock to it and the experiment would fail. This could be done on paper however. It would be a radical change and due to its extremities and reluctance of those benefiting most from that industry it would have to be all in and made into law.

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[goeduck]

That wouldn't work. All the residents of other states would flock to it and the experiment would fail. This could be done on paper however. It would be a radical change and due to its extremities and reluctance of those benefiting most from that industry it would have to be all in and made into law.

Build a border wall. Seriously, they could track migrants moving there

 

[Lockport]

That would work. Or we could all reside in Elon Musk's "Tubes" and no one could get in or out. Except Robert Duvall like in the movie THX 1138

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