I JUST went through this. There are several kill switches all in a series...PTO levers, clutch, two under the seat, and the one on the hydrostat rocker pedal. That's the one you need to adjust. Very difficult to get a wrench on...I finally had my dealer do it. It is a degenerative problem--gets worse until it's very hard to find the neutral point. One way is to hold the switch in the ON position and rock the pedal til it starts.
My switch had come out of alignment and needed to be reset about an eighth of an inch. No probs now.
If you look underneath the deck, to the rear of the pedal, you will see a little cylinder with a plunger in front and two wires coming out towards the rear. That's the switch. The plunger will be depressed ONLY when the pedal is in the neutral position. Again, tough to access...
Hope this helps.
grae