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  1. #1
    Silver Member Dingo Man's Avatar
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    Sep 2009
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    198
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    Penobscot County, Maine
    Tractor
    12' Kioti DK40SE HST

    Default Kioti finance question

    Speaking with my dealer today. He adivsed if we went with the free loader deal then we could not recieve the 0% financing offered by kioti, he stated it was one or the other. I have looked on Kioti's website and could not find this in the fine print anywhere.
    Can you dealers out there explain this to me. Specifically the free loader deal in leau of 0% financing. Thanks.

  2. #2
    Veteran Member Mousefield's Avatar
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    Aug 2008
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    2,458
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    Qualicum Beach on Vancouver Island, BC. Canada
    Tractor
    2008 CK35 HST

    Default Re: Kioti finance question

    Quote Originally Posted by Dingo Man View Post
    Speaking with my dealer today. He adivsed if we went with the free loader deal then we could not recieve the 0% financing offered by kioti, he stated it was one or the other. I have looked on Kioti's website and could not find this in the fine print anywhere.
    Can you dealers out there explain this to me. Specifically the free loader deal in leau of 0% financing. Thanks.
    That's how it is, one or the other. The dealer is not trying to rip you off.
    I ended up doing the finance for 3 years. That was almost 4 years ago.

    Just saw the below on the web, notice the "or" between the free loader and finance option. Hope this helps you out.

    "Stop in today and check out our full line of KIOTI Tractors. Now until June 30th, 2011 you can receive a FREE Loader or 0% for 48 months financing when purchasing a CK Series or DK35SE Tractor!!"

  3. #3
    Silver Member Dingo Man's Avatar
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    Sep 2009
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    198
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    Penobscot County, Maine
    Tractor
    12' Kioti DK40SE HST

    Default Re: Kioti finance question

    Yup there it is. My bad. My wife and I looked all over and did not see that posted. Enough said. Mousefield thank you for making me feel like an idiot

  4. #4
    teg
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    Default Re: Kioti finance question

    Quote Originally Posted by Dingo Man View Post
    ...feel like an idiot..
    There's another thread about "0%" interest... basically it's NOT 0% if you have to pay extra for it.
    TractorByNet.com, WAS next best thing to seat time - not any more.

  5. #5
    Veteran Member Mousefield's Avatar
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    Aug 2008
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    Qualicum Beach on Vancouver Island, BC. Canada
    Tractor
    2008 CK35 HST

    Default Re: Kioti finance question

    Quote Originally Posted by Dingo Man View Post
    Yup there it is. My bad. My wife and I looked all over and did not see that posted. Enough said. Mousefield thank you for making me feel like an idiot
    Not trying to make you feel like anything, other than making you another happy Kioti owner.

  6. #6
    Platinum Member
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    Feb 2012
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    651
    Location
    Northern Michigan
    Tractor
    KIOTI DK50 HST

    Default Re: Kioti finance question

    Real simple, get the free loader and shop the financing out. Should still be able to save 2-3k with low interest rates. CJ
    Kioti DK50HST Cab
    401 FEL
    Saws, 338xp,346xp mod,372xp mod, 390xp, Stihl combi 130 trimmer.

  7. #7
    Platinum Member
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    Jun 2006
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    698
    Location
    Northern Alabama
    Tractor
    2012 Kioti DK45SE, 1994 JD LX176

    Default Re: Kioti finance question

    I took the free loader, am paying 1/3 down, and payments on the other 2/3 are less than the 0 down 0% would be. Yes I am paying 5.5% interest but the total interest on my balance over the life of the loan is still less than the loader.

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