I forgot Versatile had to be spun off with the Case IH/Ford merger and is once again an independent company. A lot depends on the source of their transmission - is it solid? Cummins vs Mercedes engine - I'd go Cummins. Belarus - my neighbors with older Belarus tractors rely on neighbors with extra tractors but we are talking older - Belarus is a non-factor in our area today resulting from past history. Lots of risk in the Belarus with high potential savings. Considering a 5 year warranty - it will save money on failure but it will not recompense you for down time if parts aren't available if you have a breakdown.