I can understand that, & 0% for 48 is a heck of a deal if you can nab it. But still keep your eye open for a good used. This past September, I picked up the 3320 in my sig, with all the listed extra's, for not to much more than a new one would cost with just the loader. The machine only had 10 hrs on it and look's as good as any other new machine on the lot. If you can find one that nice with that low of hours, then there's practically no difference between new and used.
I completely agree that finding something that is only a year old with that kind of low hours is a different deal. My Yanmar lemon was almost thirty years old and it had 10 hours also!