2017 L3901 TLB price check

[Old Red]

Thinking about it, since its zero percent they just tacked on $4000 dollar to my loan and it increased the payment by $47 dollars. So really I am paying the insurance by the month either way. If they were charging interest I would have been more concerned about buying 7 years of insurance.

How much cheaper was that 80% coverage ? I would have gone with that if I had known about it, it is nice knowing if something happens to the tractor I get a new one for $250 though.

Oh yeah, I get it....sneaky though in my opinion. I bought the 80% value KTAC insurance for about $1,500 vs $2,000. I was also able to pay for it outside the scope of the loan for the first year so I didn't have to go chasing a refund or whatever if I paid the loan off. Also, I can expense the insurance more easily if outside the loan of the tractor. Not sure if the statements you receive have all that on there when deprecating equipment for tax purposes....but mostly it was just the annoyance of trying to get me to purchase insurance for the next 7 years tacked on to my loan. I went in to it thinking I was paying one price then I saw another price around 2 grand higher.

As far as the insurance goes etc., it has the same $250 deductible and will replace 80% of the value of the tractor which is pretty good unless someone thinks they are going to burn the thing down to molten metal.

 

[Ryansweatt2004]

Cool, you will love the HST I believe.

Do you get to keep your third function or is that something you have to add on to the new tractor?

I'm keeping the third function

 

[mike69440]

Trade up to an L45 id what you mostly do is non Ag related. The BT1000 is double a BH77, not to mention the loader.

 

[Ryansweatt2004]

Trade up to an L45 id what you mostly do is non Ag related. The BT1000 is double a BH77, not to mention the loader.

If it were financially feasible I'd love to get an M62 for TLB work and an L3901 for everything else and be done with it but really just trading in for a new L3901HST right now was already making our budget tight but adding the backhoe in puts me right at my limit for affordability. The TLB series are nice but I also don't like that the loader can't come off. I actually take mine off quite a bit as it is. The L3901 is big enough for most everything but still small and nimble enough with enough ground clearance to go out through woodlots and my ATV trails but still be able to work comfortably up around houses and tight spaces. If I had my way I'd probably have at least six different kubotas and maybe someday I'll get there but for now I had to pick the biggest most affordable Swiss Army knife of a tractor that I can get.

 

[Ryansweatt2004]

Dealer has it almost all put together. Just waiting on my R1 ag tires and the hydraulic hoses to hook up my third function. Can't wait! Best part is, when I initially got the quote I hadn't anticipated having the manual thumb installed on the backhoe but they added it anyway! Score!

 

[ProjectKing]

Looks like my tractor's twin! Enjoy!

 

[The Deerslayer]

Dealer has it almost all put together. Just waiting on my R1 ag tires and the hydraulic hoses to hook up my third function. Can't wait! Best part is, when I initially got the quote I hadn't anticipated having the manual thumb installed on the backhoe but they added it anyway! Score!View attachment 517967View attachment 517968

Suggestion: When the R1 tires come in, consider having the dealer install them at the widest setting. Will make a huge difference in stability.

 

[Ryansweatt2004]

Suggestion: When the R1 tires come in, consider having the dealer install them at the widest setting. Will make a huge difference in stability.

I've run them at their widest settings on my current tractor but put them back to a narrower width because my rear blade didn't stick out as far as I wanted for snow clearing along our road. The added stability is nice but not always needed

 

[Ryansweatt2004]

Finally brought it home today and put it to work. My weekend is booked up and I really couldn't wait until next week to be able to schedule a delivery.

 

[The Deerslayer]

Congratulations!! Already getting her dirty, nice!! You are going to love the HST.