Dave, you deserve a prize if you waded through all this.
All our circuits will be 20 A including the lighting circuits. There will be no 14ga wire. It will all be at least 12ga.
I plan to wire for a generator at the outdoor service entrance panel (pedestal). The nice thing about having the jack at the pedestal is that I can run my tractor and future PTO generator 100 ft. from the house without blowing diesel exhaust and noise in the house.
Arc fault breakers are required for the outlets in all our bedrooms. At $40 each, they are pricey. We are also required to have an outside outlet at every exterior door. Editorial Comment: The way the code beaurocrats are headed, it gets more cost prohibitive every year to build a new house.
Obed