Bad boy tractors any experience

   / Bad boy tractors any experience #21  

5030

Super Star Member
Top Poster Of Month
Joined
Feb 21, 2003
Messages
16,090
Location
Somewhere, but not there....
Tractor
M9000 HDCC3 M9000 HDC
You must have a lot better relationship with your dealer than I do, all I can relate to is what I was quoted when considering the L3560HST I looked at. Here's the proof.View attachment 756178
Insurability is based on a lot of aspects like credit scores and past payment history as well as state law. Maybe you have borderline credit or something else negative in your FICO report, don't know and none of my business anyway or it could be your particular jurisdiction requires mandatory liability insurance the KCC provides.

I've never seen any forms like that when we purchase from our dealer.

The only thing that tells me is there is some issue that requires your purchase to be insured by KCC as a condition of purchase and again, what that is, is none of my business.

3 items that jump out for me is one, the term of 84 months, which is excessive considering the amount financed $33K and the other red flag in my view is you aren't putting down anything. With nothing down, if you default, KCC is on the hook 100%.

You have no dog in the game at all. They do.

Just my opinion.
 
   / Bad boy tractors any experience #22  

Tntcwg3

New member
Joined
Jul 27, 2022
Messages
10
Location
Highlands, Texas
Tractor
Bad Boy 4035H (Branson 3515H)
Insurability is based on a lot of aspects like credit scores and past payment history as well as state law. Maybe you have borderline credit or something else negative in your FICO report, don't know and none of my business anyway or it could be your particular jurisdiction requires mandatory liability insurance the KCC provides.

I've never seen any forms like that when we purchase from our dealer.

The only thing that tells me is there is some issue that requires your purchase to be insured by KCC as a condition of purchase and again, what that is, is none of my business.

3 items that jump out for me is one, the term of 84 months, which is excessive considering the amount financed $33K and the other red flag in my view is you aren't putting down anything. With nothing down, if you default, KCC is on the hook 100%.

You have no dog in the game at all. They do.

Just my opinion.
With all due respect, you're missing some pretty obvious points,
1) 0% and extremely low interest rates are usually only offered to well qualified buyers, often with a minimum credit score as the qualifier. No need for you to disparage my credit worthiness, the fact that I'm able to secure said loan with nothing down and no insurance requirements should speak to my financial stability.
2) By financing at such a low rate, my money can be invested elsewhere, where it can be working for me. This strategy has provided me with the means to pay off all my debts at any time, without putting myself or financial future in jeopardy.

The OP asked for experiences, not opinions with the Bad Boy brand, I offered mine. I'm all for getting back on topic unless you've got something constructive to add.
 
   / Bad boy tractors any experience #23  

Emptybeer

New member
Joined
Aug 6, 2022
Messages
1
Tractor
Badboy 1025H
New member and Bad Boy 4035H owner here, like others have said it's essentially a 3515H Branson in orange paint. So far I'm loving it, I've had it about a month now and coming up on the 50 hr. service mark. Opted for the Bad Boy as I've got a dealer within 45 minutes of me, nearest branson dealer is almost 2 hrs. away. Only complaint so far is some of the smaller black powder-coated panels have started to rust and blister on the edges, otherwise I'm well pleased with the build quality and robust design on this machine.
Well I'm a recent 10:25h bad boy owner and unfortunately I don't have his as many good things to say is this other fella I got the backhoe attachment with the loader I've had issues with the knuckle on the the arm for the loader I had to mine came loose twice and the second time I put loctite on the nuts and now I've got a seal has busted on the roll side of the loader and they are not making rebuild kits for the cylinders so they are sending me the complete cylinder I guess that would be something of note I've got the 23 hours on mine and I've had it for 2 weeks how much would I was getting ready to have my question of I bought some Napa heavy duty hydraulic fluid to replace the hydraulic fluid I've lost from the loader but I don't know if it's compatible if there's going to be an issue or if I should just wait until the cylinder comes in or if I should just go by the name brand bad boy brand and and is it synthetic just my two cents
 

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